How may I assist you?

Asquaire Financials

Accurate Bookkeeping

Precise, reconciled, audit-ready books every month.

Proactive Compliance

Year-round oversight of federal and state filings.

Executive Reporting

Decision-ready insight on trends and cash flow.

10+

Years of Big Four
experience

8

Core financial
services

100%

Senior-level
oversight

Get Started Get Started
info@asquaire.com
North Brunswick, NJ
+1 (218) 432-3819

Bookkeeping Cost Calculator

  • Home
  • Bookkeeping Cost Calculator

How much should bookkeeping cost your business? Enter a few numbers to compare doing it yourself, hiring a freelancer, using an online service, working with Asquaire or hiring an employee. Every price comes from a published source, checked in October 2026.

Example values are filled in. Change them to match your business.

$
Online services price their plans by this number.
hours
Your own estimate: entering, categorizing and reconciling.
$/hour
Used to show the true cost of doing it yourself.
months
Leave at 0 if your books are up to date.

Estimated monthly cost

Lowest outsourced option for your inputs: $249/month

  • Do it yourself$385/mo

    $85 for QuickBooks Online Essentials plus 6 hours of your time at $50/hour. Cash out of pocket: $85. About $4,620 a year.

  • Freelance bookkeeper$343/mo

    6 hours at the $43/hour Upwork average, plus your $85 software. About $4,116 a year.

  • Online bookkeeping service$395/mo

    Xendoo Essential (up to $50K monthly expenses), monthly billing. Bookkeeper360 starts at $399/month. About $4,740 a year.

  • Asquaire Financials$249/mo

    Monthly bookkeeping from $249/month. Your exact fee is quoted in writing based on your accounts and volume. About $2,988 a year.

  • In-house bookkeeper$4,223/mo

    Median wage only (BLS, May 2025). Payroll taxes, benefits and software are extra. About $50,676 a year.

Get your exact quoteGet your exact quoteSee what our bookkeeping includes

How this calculator works

  • Do it yourself adds your software plan to the hours you spend, valued at the hourly rate you enter. That shows the real cost of your time, not just the cash you pay.
  • Freelance bookkeeper uses your hours at the average Upwork rate, plus the software you already pay for.
  • Online service picks the Xendoo plan that fits your monthly expenses, billed monthly.
  • In-house bookkeeper is the national median wage only. Payroll taxes, benefits and software come on top.
  • Asquaire shows our published starting price. Your exact fee depends on your accounts and transaction volume and is agreed in writing before work starts.

These are starting prices, so real quotes can be higher. For the full breakdown, read our guide to how much bookkeeping costs a small business. If your books are behind, our guide on how to catch up on bookkeeping explains what the work involves.

Sources

General information, not a quote. Asquaire Financials is not a CPA firm.